This Privacy Notice (“Notice”) describes how United Federal Credit Union (“United”, “we”, “our”, “us”) collects, uses and shares the personal information we process, particularly information subject to privacy rules and regulations, and describes the choices available to those whose personal information falls within the scope of this Notice (“you”, “your”). The terms outlined in this Notice is intended to supplement United’s Privacy Facts form, available at http://bearinterestgroup.com/policies-and-disclosures. To understand our privacy practices, you should refer to our Privacy Facts form and this Notice. The information in this notice is intended to provide you notice of various rights you may have.
This Notice is not intended to apply to Personal Information (as defined below) we collect about our employees, applicants for employment, or contractors in the employment context.
“Personal Information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household that is processed by United in the course of our business, including United branches, website, mobile application, and other online or offline offerings (together or individually, the “Services”).
The table below identifies the categories of Personal Information we collect as well as examples of Personal Information in such categories.
The sources of the Personal Information we collect above include Personal Information that you directly provide to us (for example, on our website or in our Application, in our branches, or by telephone), Personal Information that we gather from the devices you use to access our Services (for example, website, mobile telephone, or in our Application), and Personal Information that we generate internally (for example, we may generate identifiers internally that we associate with you). The business purpose of collecting this information is to provide you service which you have requested or information requested by you or for a purpose you expressly authorize.
The Privacy Facts form and this Notice describe the categories of third parties with whom we share Personal Information. In the last 12 months, we have disclosed categories of Personal Information as described in the Privacy Facts form and this Notice with third party service providers (such as payment service provides, shipping companies, etc.) to perform business services on behalf of United to comply with the Gramm-Leach-Bliley Act (“GLBA”).
We currently do not “sell” your information and have not “sold” information in the preceding twelve (12) months. United shares and exchanges information for direct marketing purposes as described in Privacy Facts form. However, United respects and understands that you may still want to ensure your Personal Information is not sold or shared/exchanged. Therefore, if you would still like to proceed with a “do not sell my personal information” request, we ask that you fill out the mail in form included in the Privacy Facts form.
United would like to provide you certain abilities to control your information, such as:
You may freely exercise these abilities without fear of being denied goods or services. We may, however, provide a different level of service or charge a different rate reasonably relating to the value of your personal information.
If you would like to exercise one of your abilities concerning Personal Information detailed above, please complete the mail in form provided in the Privacy Facts form or contact us at united@bearinterestgroup.com or 888-982-1400. Upon submission of your request, we will take steps to verify your identity. We will work to process all verified requests to know within one month of the request. If we need an extension in order to process your request, we will reach out to you.
We will verify the requests we receive from you when you exercise certain of the controls listed above. We (or third parties we engage to assist us) may ask you to provide certain information to us in order for us to verify the request. You may also have a right to designate an authorized agent to make a request or exercise one of your enumerated rights. If you wish to designate an authorized agent, United requires a valid power of attorney with express powers to exercise your rights under all applicable privacy laws.